PhotoCoachOnline Purchase and Refund policies
Terms and conditions:
ONLINE SYSTEM / SERVICE
Please READ carefully by purchasing this product, you (herein referred to as “Client”) agree to the follow terms stated herein.
“PhotoCoach International” agrees to provide, the “PhotoCoachonline “Core” Business System” (herein referred to as “System”) as identified in the online commerce-shopping cart.
INTRODUCTION
Client agrees to the terms and conditions outlined in this Online Contract (“Contract”) with respect to the goods, services and information provided by or through the PhotoCoachonline.com Site.
This Contract constitutes the entire and only agreement between PhotoCoach International and Client, and supersedes any and all prior or contemporaneous agreements, representations, warranties, and understandings with respect to the goods, services and information provided by or through the Site, and the subject matter of this Contract. Client agrees to review this Contract prior to purchasing anything and purchase of a good or service shall be deemed acceptance of this Contract.
DISCLAIMER
Client understands that M. Benoit Legault or any PhotoCoach partner (herein referred to as “Experts”) are not manager, business manager, or financial analyst, or accountants. Client understands that Experts have not promised, shall not be obligated to and will not perform the following tasks; (1) We will not procure or attempt to procure employment or business or sales for Client; (2) We will not perform any business management functions including but not limited to, accounting, tax or investment consulting, or advice with regard thereto.
You as the Client understand that there are no other relationships between the parties after the conclusion of this System. If the Client and the Experts decide to continue their relationship, a separate agreement will be created.
THE SERVICE, CONTENT, GOODS AND SERVICES FROM OR THROUGH THE SERVICE ARE PROVIDED “AS-IS,” “AS AVAILABLE,” AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE).
THE SOLE AND ENTIRE MAXIMUM LIABILITY OF COMPANY, FOR ANY REASON, AND CLIENT’S SOLE AND EXCLUSIVE REMEDY FOR ANY CAUSE WHATSOEVER, SHALL BE LIMITED TO THE AMOUNT PAID BY THE CUSTOMER FOR THE PARTICULAR ITEMS PURCHASED.
COMPANY AND ANY OF ITS AFFILIATES, DEALERS OR SUPPLIERS ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN PHOTOCOACH INTERNATIONAL AND CLIENT. THIS SITE AND GOODS AND SERVICES WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. SOME STATE STATUTES MAY APPLY REGARDING LIMITATION OF LIABILITY.
EARNING DISCLAIMER
PhotoCoach International has made all the efforts possible to accurately represent our products and the potential. We offer no guarantee that you will automatically earn any amount of money while using the techniques and ideas included in these products. Examples cited in these products are not to be interpreted as a promise or guarantee of earnings. The Client’s earning potential is entirely dependent on the efforts deployed in implementing the PhotoCoachonline “Core” Business System, the concepts, ideas and techniques. This is NOT a get rich quick scheme. The way the Client implements the PhotoCoachonline “Core” Business System and the time invested in it, will determine his own level of success. The Client’s knowledge of photography and service to his own clients will be a factor of success. Because each individual has a different profile, we cannot guarantee any level of business or financial success. We cannot be held responsible for any of the Client’s actions. All comments pertaining to future results of our System are intended to show possibilities of potential earnings.
MINIMUM GUARANTEES
The PhotoCoachonline “Core”Business System comes with a 30-day guarantee. Other members Experts may offer different guarantees, so be careful in checking their own policies.
If by any chance the Client do not understand or agree with any of these conditions, we suggest you do not proceed in purchasing the System.For further information, please contact us at info@photocoachonline.com
FEES
The price payable for the products offered by PhotoCoach International is the one posted on this website. Prices are in Canadian dollars, except for the products offered through a direct link to our Experts websites; in which case, the Client will pay the price in the Expert’s selected denominations.
The fee for “PhotoCoach “Core” Business System” are the following two options: 2 equal payments of $598.50 plus applicable taxes (in Canada only) (due today and in 30 days) or 5 monthly payments of $239.40 plus applicable taxes (in Canada only). If you select the 5 monthly payments, you will pay the first instalment today of $239.40 plus applicable taxes (in Canada only), and $239.40 plus applicable taxes each month for an additional 4 months from the date of purchase, for a total payment of $1,197.00 plus applicable taxes (in Canada only). If you choose to pick this option, you are responsible for all 5 payments unless a refund is requested according to the terms further outlined below. Please note that if you choose the 5 payment options, PhotoCoach International retain the right to suspend access to any program if payments are not made as they are due.
Further, if at any time if there is a past due payment, access to the program will be temporarily restricted until the account is in current financial standing. Each monthly invoice only indicates the payment and balance due for the current month listed on that individual invoice, and does not reflect the ongoing or remaining balance for the account. Should you have any account questions you can email info@photocoachonline.com at any time.
SETUP AND PAYMENT
The Client represents and warrants that (i) the credit card information supplied is true, correct and complete and (ii) charges incurred by the Client will be honoured by the Client ‘s credit card company and (iii) Client shall pay charges incurred by Client at the amounts in effect at the time incurred, including all applicable taxes. Client shall be responsible for all charges incurred through use of Client ‘s password. Client agrees to keep his or her password confidential and to notify PhotoCoach International within 24 hours of any breach of this Contract or unauthorized use of the password. PhotoCoach International does not protect Client from unauthorized use of Client ‘s password.
The amount of the purchase showing on the Client’s credit card statement will appear in Canadian dollars converted into the Client’s currency.
Taxes are applicable for purchases done by Canadian clients following the table below:
Online products: Quebec, Canada, outside Canada NBNS. Other provinces TPS 5% HST or GST no tax applicableTVQ 9,95%
PHOTOCOACHONLINE “CORE” BUSINESS SYSTEM” REFUND POLICY
PhotoCoach International wants you to be totally satisfied with the purchase of the System. However, we want you to invest time and best effort to implement the concepts, ideas and strategies of the System. We offer a 30-day refund period for the purchase of the System. However, in order to qualify for a refund, you must submit us with proof that you did all the suggested practical exercises in the System and the anticipated results were not there. Please note, if you select the 5 payment option, we are not able to stop payments without a refund request to be submitted. In the eventuality that you conclude this purchase of the System was not the right decision within 30 days of enrolment, contact our support team at info@photocoachonline.com and let us know you’d like a refund by the 30th day at 23:59 hres EDT. However, you must include a copy of the completed System material with your request for a refund. If you request a refund and do not include your practical exercises by the 30th day, you will not be granted a refund.The work that you need to submit with your request for a refund includes ALL of the following items: Refunds are NOT eligible after more than 30 days following the date of purchase. After day 30, all payments are non-refundable and you are responsible for full payment of the fees for the program regardless if you complete the System or not.
PLEASE NOTE: If you opted for the 2 months or 5 months payment plans and you do not request a refund within 30 days, with the required completed System material at the time of your refund request, you are required by law to complete the remaining payments of either payment plan. All refunds are optional as determined by PhotoCoach International. To clarify, we will not provide refunds after the 30th day from your date of purchase. All payments must be made on a timely basis. In the event that payments are not made on time, you, the Client, agree to pay interest on all past-due sums at a rate of 1.5% per month or the highest rate allowed by law, whichever is greater.If you have any questions or problems, please contact our customer service team immediately. We can be reached at: info@photocoachonline.com
COPYRIGHT
The “PhotoCoach “Core” Business System” and any other product available on the www.photocoachonline.com website are copyrighted and original materials that have been provided to Client are for Client’s individual use only and a single-user licence.The content, organization, gathering, compilation, magnetic translation, digital conversion and other matters related to the www.photocoachonline.com site are protected under applicable copyrights, trademarks, and other proprietary (including but not limited to intellectual property) rights, and, the copying, redistribution, use or publication by a Client of any such content or any part of the www.photocoachonline.com site, PhotoCoach “Core” Business System and all other PhotoCoach programs or products, is prohibited. All intellectual property, including PhotoCoach International ’s copyrighted System and/or course materials, shall remain the sole property of the PhotoCoach International. No licence to sell or distribute Company’s materials is granted or implied. All third-party programs and products available on the www.photocoachonline.com website are copyrighted with their own authors. PhotoCoach International and Benoit Legault are not responsible for any violation or infringements on the part of the Client or any other party.Client agrees not to disclose such information to any other person or use it in any manner other than in discussion with the PhotoCoach International . Further, by purchasing any of these products, Client agrees that if Client violates, or displays any likelihood of violating, any of Client’s agreements contained in this paragraph, the PhotoCoach International will be entitled to injunctive relief to prohibit any such violations and to protect against the harm of such violations.
RIGHT TO REFUSE
Company reserves the right in its sole discretion to refuse service at any time. Sale of any goods or services is subject to availability. Indemnification Client agrees to indemnify, defend and hold PhotoCoach International and its affiliates, licensors and suppliers harmless from any liability, loss, claim and expense, including reasonable attorney’s fees, related to a Client’s violation of this Contract or use of the www.photocoachonline.com site. Non-Transferable Client’s right to use the Service is not transferable and is subject to any limits established by PhotoCoach International or by Client’s credit card company.
© Copyright, PhotoCoach International and Benoit Legault, 2021
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General information
Welcome to our Privacy Policy page! When you use our store services, you trust us with your information. This Privacy Policy is meant to help you understand what data we collect, why we collect it, and what we do with it. When you share information with us, we can make our services even better for you. For instance, we can show you more relevant search results and ads, help you connect with people or to make sharing with others quicker and easier. As you use our services, we want you to be clear how we’re using information and the ways in which you can protect your privacy. This is important; we hope you will take time to read it carefully. Remember, you can find controls to manage your information and protect your privacy and security. We’ve tried to keep it as simple as possible.
Right to access, correct and delete data and to object to data processing
Our customers have the right to access, correct and delete personal data relating to them, and to object to the processing of such data, by addressing a written request, at any time. PhotoCoach International makes every effort to put in place suitable precautions to safeguard the security and privacy of personal data, and to prevent it from being altered, corrupted, destroyed or accessed by unauthorized third parties. However, PhotoCoach International does not control each and every risk related to the use of the Internet, and therefore warns the Site users of the potential risks involved in the functioning and use of the Internet. The Site may include links to other web sites or other internet sources. As PhotoCoach International cannot control these web sites and external sources, PhotoCoach International cannot be held responsible for the provision or display of these web sites and external sources, and may not be held liable for the content, advertising, products, services or any other material available on or from these web sites or external sources.
Management of personal data
You can view or edit your personal data online for many of our services. You can also make choices about our collection and use of your data. How you can access or control your personal data will depend on which services you use. You can choose whether you wish to receive promotional communications from our store by email, SMS, physical mail, and telephone. If you receive promotional email or SMS messages from us and would like to opt out, you can do so by following the directions in that message. You can also make choices about the receipt of promotional email, telephone calls, and postal mail by visiting and signing into Company Promotional Communications Manager, which allows you to update contact information, manage contact preferences, opt out of email subscriptions, and choose whether to share your contact information with our partners. These choices do not apply to mandatory service communications that are part of certain store services.
Information We Collect
Our store collects data to operate effectively and provide you the best experiences with our services. You provide some of this data directly, such as when you create a personal account. We get some of it by recording how you interact with our services by, for example, using technologies like cookies, and receiving error reports or usage data from software running on your device. We also obtain data from third parties (including other companies). For example, we supplement the data we collect by purchasing demographic data from other companies. We also use services from other companies to help us determine a location based on your IP address in order to customize certain services to your location. The data we collect depends on the services and features you use.
How We Use Your Information
Our store uses the data we collect for three basic purposes: to operate our business and provide (including improving and personalizing) the services we offer, to send communications, including promotional communications, and to display advertising. In carrying out these purposes, we combine data we collect through the various store services you use to give you a more seamless, consistent and personalized experience. However, to enhance privacy, we have built in technological and procedural safeguards designed to prevent certain data combinations. For example, we store data we collect from you when you are unauthenticated (not signed in) separately from any account information that directly identifies you, such as your name, email address or phone number.
Sharing Your Information
We share your personal data with your consent or as necessary to complete any transaction or provide any service you have requested or authorized. For example, we share your content with third parties when you tell us to do so. When you provide payment data to make a purchase, we will share payment data with banks and other entities that process payment transactions or provide other financial services, and for fraud prevention and credit risk reduction. In addition, we share personal data among our controlled affiliates and subsidiaries. We also share personal data with vendors or agents working on our behalf for the purposes described in this statement. For example, companies we’ve hired to provide customer service support or assist in protecting and securing our systems and services may need access to personal data in order to provide those functions. In such cases, these companies must abide by our data privacy and security requirements and are not allowed to use personal data they receive from us for any other purpose. We may also disclose personal data as part of a corporate transaction such as a merger or sale of assets.
Specific PhotoCoachOnline terms and conditions, read carefully before using the site
PhotoCoach International operates the PhotocoachOnline.com Web site, hereinafter referred to as the « Site ». Use of the Site is governed by the terms and conditions outlined below, which constitute a contract between you and PhotoCoach International. Those terms and conditions can be amended at any time by PhotoCoach International. By accessing the Site, you confirm having read and understood these conditions. If you do not wish to be bound by these terms and conditions, you cannot use the Site to order services or products from.
Price
The purchase price for each product ordered is the one that appears directly facing that product on the Site. All prices are in Canadian dollars. Credit card companies will convert your Canadian dollar purchase to your own currency on the credit card statement from your bank or financial institution.
The applicable sales taxes are over and above the product price.
PhotoCoach International reserves the right to change the price of any product offered on the Site at any time and without prior notice.
Taxes
Sales taxes on goods and services are applicable according to the following rules:
| Product |
ISBN
|
Quebec | Canada | Outside Canada | |||||
| NB | NS | NF | Other prov. | ||||||
| GST5% | QST9,9755% | HST13% | HST13% | HST13% | GST5% | GST5% | QST7,5% | ||
| Books/ CD | X | X | X | X | X | ||||
| Videos | X | X | X | X | X | X | |||
| DownloadableDocuments | X | X | X | X | X | X | |||
| Class or Seminar | X | X | X | X | X | X | |||
Location of Site Operations
PhotoCoach International operates the Site from its offices in Canada. PhotoCoach International makes no representations to the effect that portions of the Site may be used outside Canada, and it is illegal to access the Site from territories where legislation deems the contents or access to the Site to be illegal. Any person choosing to access the Site does so of his/her own free will, and it is his/her responsibility to respect all applicable local legislation. Any claim regarding the Site and its contents, or ensuing as a consequence of the use of the Site, is governed by the laws applicable within the Province of Quebec.
Liability
The Site and its contents are supplied as shown, without any implicit or explicit warranty. Subject to any public legislation to the contrary, PhotoCoach International declines any responsibility and provides no warranties, particularly with regards to marketable quality or suitability for any particular use. Moreover, PhotoCoach International makes no representation regarding the use, validity, accuracy or reliability of the items displayed on the Site, or with respect to the results ensuing from the use thereof. Although PhotoCoach International takes every possible measure to avoid any errors on the Site, PhotoCoach International waives any responsibility regarding any such errors that may appear on the Site. No related company, executive, employee, representative or agent of PhotoCoach International can be held liable under any circumstances for damage related directly or indirectly to use of the Site, including the loss of data or profit as a consequence of the use of the Site’s contents or inability to use said items.
In the event that the responsibility of PhotoCoach International towards you is confirmed, said responsibility would be limited to an amount equal to the price of the returned product.
Force majeure
PhotoCoach International shall not be held responsible for a failure to execute, in whole or in part, any of its obligations towards you, nor for losses or damages that could result from such failure to execute, if said failure is as a result of a force majeure or any circumstance beyond its control.
Applicable laws
You hereby agree and confirm that your use of this Website and all of the communications, transmissions and transactions associated with this Website shall have occurred in the Province of Quebec, Canada and that you submit to the exclusive jurisdiction of the courts of the Province of Quebec as the proper and most convenient forum concerning the Website. If you use the Website from another jurisdiction, you are responsible for compliance with any and all applicable local laws. Our web pages do not constitute an offer or solicitation by PhotoCoach International in any jurisdiction where such a solicitation cannot legally be made, or to any person to whom it is unlawful to make a solicitation.